Loan Module API

ML-powered default prediction and product fit optimization.

Early Default Prediction

Predict default risk before EMI failure.

POST/api/v1/industry/loan/early-default-prediction
Predict Early Default
Trains on application data. Supports batch processing.
{
  "prediction": 0.12,
  "confidence": 0.9,
  "analysis": "Low risk of default"
}

Loan Product Fit Optimizer

Select optimal loan product per applicant.

POST/api/v1/industry/loan/loan-product-fit
Optimize Product Fit
Multi-class model balancing approval likelihood and risk.
{
  "prediction": "personal-loan-flexi",
  "confidence": 0.95,
  "analysis": "Best fit: Flexi Personal Loan"
}